Wenzhou Bank Taizhou Wenling Sub -branch was fined 1 million, requiring loan customers to pay additional fees




On December 6,一刻资讯 2023, Taizhou Supervision Branch of the State Administration of Finance and Administration of Financial Supervision and Administration issued an open form of administrative punishment information (Taijin Punishment [2023] No. 6).The president of the branch Wang Aming (referred to as the Bank of Wenzhou), which requires loan customers to pay additional costs for deposit and discounted funds.

In accordance with Article 47, 74, and 89 of the "People's Republic of China Commercial Banking Law", the Taizhou Supervision Branch of the State Administration of Finance and Administration of Financial Supervision and Administration fined a fine of 1 million yuan on the Wenling Winling Branch of Wenzhou Bank, warning Wang Aming.The date for making a penalty decision is November 28, 2023.

Article 47 of the "Commercial Bank Law of the People's Republic of China": Commercial banks shall not violate regulations to increase or reduce interest rates, and adopt other improper means to absorb deposits and issue loans.

Article 74 of the "Commercial Bank of the People's Republic of China": A commercial bank has one of the following circumstances. If the State Council's banking supervision and management agency is ordered to make corrections, if there is an illegal income, confiscate illegal income, and the illegal income is more than 500,000 yuan or more,If the illegal obtains more than five times more than five times the fine; if there is no illegal income or less than 500,000 yuan in illegal income, a fine of 500,000 yuan or less or less;Rectifying or revoking its business license; if a crime is constituted, criminal liability is investigated in accordance with the law: (1) the branch of the branch without approval;In violation of regulations to increase or reduce interest rates, and adopt other improper means, absorb deposits and issue loans; (4) Leasing and lending business licenses; (5) those who have not approved the purchase and sell foreign exchangeThose who buy and sell government bonds or issue or buy and sell financial bonds; (7) In violation of national regulations to engage in trust investment and securities operations, invest in non -self -employed real estate or invest in non -bank financial institutions and enterprises;Or the conditions for issuing guarantee loans are better than the conditions for other borrowers.

本文地址:http://www.salondepuros.com/news/20240213/45d793623.html

发表评论

您的电子邮件地址不会被公开,必填项目已做标记*